Did you know you’re entitled to a FREE copy of your credit report once a year? (It’s required by law through the Fair and Accurate Credit Transactions Act.) It’s one of the best ways to fight identity theft and know your credit history. Plus, many consumers find accounts once thought closed still open, so it’s an opportunity to do some “housecleaning.” AnnualCreditReport.com is the official central site to help consumers obtain their FREE credit report, once every 12 months. The report includes information from each of the nationwide credit reporting companies – Equifax, Experian and TransUnion. It’s quick and easy. You can review your report online within minutes. However, you can also request your report by phone or mail, but it may take up to 15 days to process your request. We know many readers are cautious when it comes to sharing personal information online and rightfully so. Therefore, we have personally vetted this site and assure you it’s safe, secure and legitimate.